Did you maximize your dental benefits last year? Getting the most out of your dental insurance helps keep your teeth clean and healthy, and all for a good price. There are many things you can do to get the most out of your dental insurance. Below, we’ve suggested four ways to ensure that your insurance company will cover as many procedures as possible in a calendar year.
Know What Your Insurance Policy Covers
Familiarize yourself with your dental insurance policy, including the types of procedures it covers, how much it pays each calendar year, when the benefits cap resets, and what your co-pays are. Having this information can help you make smart decisions to get the most out of your insurance policy.
Schedule Regular Cleanings Early In the Year
If your dental insurance only pays for a certain number of dental cleanings in a single calendar year, then it’s important to see the dentist as early in the year as possible. Schedule your first regular cleaning in January or February, to make it easy to get two cleanings in a single year.
Get Recommendations for Preventative Treatment
While you’re at your first regular cleaning, get recommendations from your dentist for preventative treatments that can help you avoid more serious dental problems. Insurance companies usually pay for preventative treatments more than other types of procedures, so it’s important to take advantage of this benefit.
Split Up Expensive Procedures Across Two Calendar Years
Some expensive dental procedures are completed in two or more visits to the dental office. These procedures can incur higher out-of-pocket costs, especially if the procedure maxes out your benefits for the year.
With some types of insurance, you can ensure that your insurance company will pay as much as possible for the procedure by spreading it out over two calendar years. Schedule the first part of the procedure at the end of December, then schedule the last leg of the procedure in January.
Need to Schedule A Dental Procedure? Contact Weninger Dentistry
At Weninger Dentistry, we accept a range of dental insurance types to help the maximum number of patients in the Tampa area. We offer safe, effective dental care for patients of all ages. For good dental care in Tampa, contact Weninger Dentistry to make an appointment for an upcoming dental procedure.